ascip

Provided by John Whalley, Principal, Client Executive – Marsh & McLennan Agency

Whether you follow politics or not, with the 2020 election cycle upon us, there is much debate about how to address health insurance nationally.  Generally speaking, the proposals aim to replace most current public and private health insurance with a new federal program that would guarantee coverage for all or nearly all US residents.  Coverage may include medical, dental, vision and/or long term care and may eliminate deductibles, copayments and/or restrictive networks.  Proposals are supported by most Democrats and about half of Independents, with most Republicans opposing.

How much might it cost and who would pay for it?

Parents send their children to school to learn and expect their students will be safe.  But with news of teachers and staff sexually assaulting minors, trust in public education is eroding.  It is more important than ever for school governance and administration to adopt clear boundary setting policies to protect both students and staff.  Help ASCIP protect children – adopt Appropriate Staff–Student Interactions policies.

Below is an abridged article reprinted with permission from CSBA – California School News, July 2019.

The relationship between school staff and students is

Commercial genetic testing has surged in the last few years in response to successfully sequencing the human genome.  Using genomic markers to identify diseases well ahead of any symptoms has enormous appeal, but there are several reasons why employers should be cautious about offering genetic testing as an add-on to their medical benefits offerings.

First, molecular biology is very complex. For example,